Policies

Terms Of Service / Refund Policy

Terms Applicable To All Of QualifiedChat Services

These QualifiedChat Terms of Service comprise a legal agreement between You and QualifiedChat and governs Your use of QualifiedChat Services. BY SUBSCRIBING TO A QUALIFIEDCHAT SERVICE, YOU AGREE TO BE BOUND BY THE TERMS OF THESE TERMS OF SERVICE AND THE ADDITIONAL TERMS, AS MODIFIED FROM TIME TO TIME. If you do not agree to these Terms of Service and the Additional Terms do not subscribe to or use the QualifiedChat Services.

QualifiedChat Services is made up of Chat Services, Call Tracking, Landing Pages and related web services operated by QualifiedChat and its affiliates and of various products and services that are provided by QualifiedChat, its affiliates or third party service providers. These Chat Services, Call Tracking, Landing Pages and related web services will be collectively referred to in this Agreement as "QualifiedChat Services." "You" means You, Your company, Your employees, and anyone who has access to use Your QualifiedChat Services account. You must be at least eighteen (18) years of age to subscribe to and use any QualifiedChat Services service or product.

The general provisions of these Terms of Service apply to QualifiedChat Services hosting services (QualifiedChat Services Network) and to all of the products and services provided through the QualifiedChat Services Network. Each applicable QualifiedChat Services website, product or service may have other posted guidelines or rules (the "Additional Terms"). All such Additional Terms are incorporated by reference into these Terms of Service.

The QualifiedChat Services and QualifiedChat Services Network are offered to You on the condition that You accept these Terms of Service and the Additional Terms without modification. You agree to familiarize Yourself with, and to regularly review, the Terms of Service, the Additional Terms, and other terms and guidelines found throughout the QualifiedChat Services Network and abide by them if You choose to use the sites, or accept the products, services or benefits, to which such terms apply. You accept and agree to be bound by these Terms of Service and the Additional Terms at the moment You receive QualifiedChat's Order Confirmation email or when You place an order in person, via email, telephone, facsimile, or via the QualifiedChat on-line order page. If You do not accept all of these terms your order for services will be cancelled and You will not be charged. QualifiedChat reserves the right to change any of the Terms of Service and any Additional Terms at anytime without notice. If You continue to use the QualifiedChat Services Network after any such changes, Your continued use will constitute Your consent to such changes. QualifiedChat does not and will not assume any obligation to notify You of any changes to the Terms of Service or Additional Terms.

Any rights not expressly granted herein are reserved by QualifiedChat.

In addition, Your registration information and other information about You is subject to our Privacy Statement.

If You do not have print capability or otherwise desire to obtain a hard copy of these Terms of Service, please visit the Contact Us page of the QualifiedChat website and send an email requesting a hard copy.

Your Warranties

By subscribing to any service offered on the QualifiedChat Services site, You make the following representations and warranties. QualifiedChat shall have the right to terminate your QualifiedChat Services account, without notice at any time, if any representation warranty made by You proves to be untrue in any respect.

You represent and warrant that:

• label_importantYou and all users of the QualifiedChat Services Network approved by you are at least eighteen (18) years of age;
• label_importantYou have the legal capacity and authority to; (a) enter into binding contracts for the sale and purchase of goods and services, (b) be bound by these Terms of Service and the Additional Terms, (c) to subscribe to and use the QualifiedChat Services service, including, where applicable, the buying, selling and listing of items, in accordance with these Terms of Service and any Additional Terms and (d) if you are acting in a corporate capacity, to bind Your company; You will not use the QualifiedChat Services Network for any purpose that is unlawful, or prohibited by these Terms of Service or the Additional Terms (as may be modified from time to time); All information supplied by You or by others using Your account is true and accurate, including information submitted as part of the registration and subscription process. Any products or services advertised, sold or otherwise distributed by You on or in connection with Your website are legal for sale or distribution; that you have all licenses necessary to sell or advertise the goods or services offered for sale or distribution and that all sales and advertisements will be in compliance with applicable law; and You have and control all of the intellectual property, proprietary and similar rights necessary for all material located on Your website, all submissions, and all products and services sold or otherwise distributed by You or on Your behalf via Your website.

By using the QualifiedChat Services Network, You agree that You will defend and indemnify QualifiedChat and its suppliers from any third party claim related to a breach of any of the foregoing warranties.

Limitations On Your Use Of The QualifiedChat Services Network

The QualifiedChat Services Network is provided to assist You with the operation of Your business. Your right to use the QualifiedChat Services Network is limited to You, and Your company and its employees. You are solely responsible for Your content and Your website and your QualifiedChat Services account. QualifiedChat reserves the right, but is not obligated, to monitor or to review materials posted on Your website and to monitor your compliance with these Terms of Service and the Additional Terms. QualifiedChat reserves the right in its sole discretion to edit, refuse to post or remove any information or materials which violate these Terms of Service or the Additional Terms in whole or in part, without notice at any time.

You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, services or benefits obtained from the QualifiedChat Services Network, except as expressly provided herein.

You may not use a name in connection with operating Your QualifiedChat Services website that is confusing or misleading to participants, or otherwise impersonate or deceive participants with respect to Your identity.

You may not restrict or inhibit any other user from using and enjoying such user's rights in QualifiedChat Services.

You may not interfere with or disrupt the QualifiedChat Services Network or servers or any network connected to QualifiedChat Services.

You may not use the QualifiedChat Services Network or the products or services provided through or in connection with the QualifiedChat Services Network to: rent, lease, license, grant a security interest in, or otherwise transfer or sublicense Your rights hereunder to any third party; defame, libel, slander, impersonate, abuse, harass, threaten, invade the privacy of or otherwise violate or infringe the legal rights (including the rights of privacy and publicity) of any other person; conduct, promote or forward illegal contests, pyramid schemes, chain letters, unsolicited or unauthorized advertising, promotional materials, unsolicited email ( including "spamming") or multi-level or illegal marketing campaigns; harm minors in any way; publish, post, distribute, disseminate, advertise or link to any: (i) content, site, topic, name, material or information which is inappropriate, profane, defamatory, libelous, slanderous, infringing, obscene, indecent, or which contains nudity or adult content; (ii) software, content or other material protected by intellectual property laws, copyright licenses, rights of privacy or publicity, or other proprietary rights, unless You own, or control such rights or have received all necessary consents for Your publication, distribution, or linking of such software and other materials; (iii) software, content or other material that contains viruses, worms, corrupted files, cracks or that may or are intended to damage the operation of or render inoperable another's computer, hardware, software, security measures or system or other programs written to defeat the security measures of any computer, system or programs; (iv) software, content, other material or website that constitutes "hate speech", whether directed at an individual or a group, and whether based upon the race, sex, creed, national origin, religious affiliation, sexual orientation or language of such individual or group; sell, offer to sell, distribute, promote, facilitate, disseminate or link to any sites for marketing, sales, promotion, facilitation or distribution of: firearms; explosives; ammunition; liquor; tobacco products; illegal gambling (including gambling in connection with sporting events); food that is not packaged or does not comply with all applicable laws for sale to consumers by commercial merchants; illicit drugs, pharmaceuticals and controlled substances; counterfeit, pirated or stolen goods; any goods or services that infringe or otherwise violate a third party's rights including copyright, patent, trademark, or rights of publicity or privacy; goods that are considered indecent, obscene or pornographic; Nazi memorabilia; registered or unregistered securities; goods or services that You cannot legally sell; goods which are misrepresented or which do not in fact exist; fraudulent goods; goods or activities that if sold via any QualifiedChat Services or Your website would cause QualifiedChat to violate any law, statute or regulation; or any other illegal activity; harvest or otherwise collect information about third parties, including email addresses, without the express consent of such third parties; violate any applicable government laws or regulations.

You may not reproduce or redistribute any Software, as that term is defined in the Section entitled "Software Available on the QualifiedChat Services Network." You may not copy or reproduce the Software to any other server or location for further reproduction or redistribution. You may not de-compile, disassemble, reverse engineer or otherwise attempt to discover any trade secret contained in the QualifiedChat Services Network, or in any product, service or Software provided through the QualifiedChat Services Network.

The information provided by QualifiedChat to You may be proprietary in nature. You agree not to share any information provided to You by or on behalf of QualifiedChat with any third party.

Fees

Some products and services available through or in connection with QualifiedChat Services require that You purchase a subscription or otherwise pay a fee. You hereby authorize QualifiedChat to charge Your credit card in advance for all applicable fees incurred by You or on Your behalf in connection with Your use of the QualifiedChat Services product or service You have chosen to use. QualifiedChat Services will automatically charge Your credit card each month for the fee(s) then due and Your credit card expiration date will automatically be extended for the purpose of providing uninterrupted services. You are solely responsible for all charges, fees, duties, taxes, and assessments arising out of any use of Your QualifiedChat Services account by you or anyone else using your account. QualifiedChat reserves the right to modify the fees charged for QualifiedChat Services products and services from time to time, provided that such new fees shall not take effect earlier than thirty (30) days after QualifiedChat posts such modified fees on the QualifiedChat Services website. Amounts not paid by You to QualifiedChat when due may bear interest at the lesser of (a) one and one-half percent (1.5%) per month, and (b) the maximum rate permitted by applicable law.

If You notify QualifiedChat by phone at the number found on the cancellation policy page of the QualifiedChat Services website or in writing that You are canceling one or more QualifiedChat Services or products, fees pre-paid by You to QualifiedChat for QualifiedChat Services products or services will be credited back to Your applicable credit card in accordance with the Cancellation Policy outlined below. QualifiedChat is not required to refund directly to You any amounts paid hereunder. It is Your responsibility to notify QualifiedChat Services if Your credit card has changed or has expired and to make appropriate changes or Your service may be disconnected or interrupted.

In the event that QualifiedChat terminates Your QualifiedChat Services account or one or more of Your QualifiedChat Services for violation of these Terms of Service or the Additional Terms, You will not be entitled to the return of any fees paid with respect to any such terminated account service.

Cancellation Policy

You agree that (a) QualifiedChat Services cancellation policy will be posted on the QualifiedChat Services website and may be changed from time to time by QualifiedChat Services in its sole discretion and (b) the cancellation policy posted at the time you cancel your subscription shall govern the amount of the refund (if any) due to you. You acknowledge that if You cancel any subscriptions to a QualifiedChat Services service that You may not be entitled to a refund of all or part of amounts already paid by You for such QualifiedChat Services subscription. You agree to maintain service with QualifiedChat Services for the minimum term specified in any promotions or discounts You accept. After that, You will become a month-to-month customer under this agreement. IF YOU CHOOSE TO END YOUR SERVICE BEFORE YOU BECOME A MONTH-TO-MONTH CUSTOMER (OR IF WE TERMINATE IT EARLY FOR GOOD CAUSE), YOU MUST PAY THE BALANCE OF YOUR SUBSCRIPTION AS AN EARLY TERMINATION FEE. If at any time You change service (by accepting a promotion, for example), You will be subject to any requirements, such as a new minimum term, QualifiedChat Services sets for that change.

Changes To Services, Termination By QualifiedChat Services

QualifiedChat may change any of the QualifiedChat Services at any time and from time to time without notice, including terminating the offering of any QualifiedChat Services service altogether.

QualifiedChat may terminate Your account, Your access to QualifiedChat Services or any of Your QualifiedChat Services (in whole or in part) at any time, with or without cause, and with or without notice. You may be barred from accessing any of Your QualifiedChat Services or from using the QualifiedChat Services Network or from receiving any products, services or benefits from QualifiedChat Services, if QualifiedChat determines You have violated these Terms of Service or any Additional Terms, if You have failed to remit any applicable subscription fees when due, if any representation or warranty made by You is untrue in any respect or if QualifiedChat receives a court order or other legal action relating to Your account. In addition, if You violate any of these Terms of Service, or any applicable Additional Terms You will forfeit all in-kind credits and any other amounts accruing to You (if any) in connection with the QualifiedChat Services Network and there will be no refund of any fees prepaid by You. If You subscribe to a QualifiedChat Services service which is made up of two or more individual services and You violate the Terms of Service applicable to one of such individual services, (1) your use of the particular individual service will be terminated, but the remaining services will remain active and (2) there will be no refund (in whole or in part) of Your annual fee for the QualifiedChat Services service terminated. You will be responsible for all fees incurred during Your subscription and payment of such fees shall be due immediately upon termination of Your subscription.

Links To Third Party Sites

Links within the QualifiedChat Services Network may let You leave the QualifiedChat Services Network. You acknowledge that the linked sites are not under the control of QualifiedChat and that QualifiedChat is not responsible for the contents or operation of such linked sites or any link contained in such linked site, any changes or updates to such sites, or Web casting or any other form of transmission received from any linked site. QualifiedChat is providing these links to You only as a convenience, and the inclusion of any link does not imply endorsement by QualifiedChat of the linked site or any association with their operators.

License You Grant To QualifiedChat Services

QualifiedChat does not claim ownership of the materials You provide to QualifiedChat (including feedback and suggestions) or that You post, upload, input or submit in connection with Your use of QualifiedChat Services or any website ("Your website") created by You or on Your behalf in connection with the use of QualifiedChat Services (collectively "Submissions"). However, You grant QualifiedChat a royalty-free license to use (including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, link to, reproduce, edit, translate, sublicense and reformat Your Submission, and to publish Your name in connection with Your Submission) Your Submission only in connection with the operation and promotion of QualifiedChat Services. You also grant QualifiedChat the right to publish Your information in connection with any such use including, but not limited to, directory listings, bookmarks, coming soon and announcement page(s) and listings, and promotional link(s) to QualifiedChat websites. No compensation will be paid or due You with respect to QualifiedChat's or its sub-licensee's use of the materials as licensed above. QualifiedChat is under no obligation to post or use any materials You may provide, and may remove such materials at any time in QualifiedChat's sole discretion. By posting messages, uploading files (including graphics), inputting data, submitting any feedback or suggestions, or engaging in any other form of communication with or through the QualifiedChat Services Network, You represent and warrant that You own or otherwise control the rights necessary to do so and to grant QualifiedChat the license set forth above, and You will defend and indemnify QualifiedChat and its suppliers from any third party claim related to a breach of any of the foregoing representations or warranties.

You grant QualifiedChat permission to use screen shots of any Web page that contains a link to QualifiedChat Services or QualifiedChat Services HTML code (with respect to the QualifiedChat Services Banner Network) in QualifiedChat Services promotional materials, and represent and warrant that You have sufficient authority to grant the foregoing rights.

Software Available On The QualifiedChat Services Network

Software (if any) that is made available to download from or otherwise use through the QualifiedChat Services Network, excluding software that may be made available by third parties via QualifiedChat Services, ("Software") is the copyrighted work of QualifiedChat and/or its suppliers. Your use of the Software is governed by these Terms of Service, and the applicable Additional Terms, and the terms of the end user license agreement (EULA), if any, which accompanies or is included with the Software ("License Agreement"). To the extent that the License Agreement conflicts with the Terms of Service or Additional Terms, the terms of the License Agreement shall govern Your use of the Software. You may not install or use any Software that is accompanied by or includes a License Agreement unless You first agree to the License Agreement. For any Software not accompanied by a license agreement, QualifiedChat hereby grants to You, the user, a personal, non-exclusive, non-transferable license to use the Software for viewing and otherwise using the particular QualifiedChat Services website or QualifiedChat Services service in accordance with the License Agreement, the Terms of Service and Additional Terms and for no other purpose. In addition, You shall keep intact all and may not alter any copyright and other proprietary notices contained in such Software. All Software is owned by QualifiedChat and/or its suppliers, and is protected to the maximum extent permitted by copyright laws and international treaty provisions. Any reproduction or redistribution of the Software is expressly prohibited, and may result in severe civil and criminal penalties. Persons violating the foregoing, or who otherwise misappropriate any intellectual property or proprietary rights related to the Software may be prosecuted to the maximum extent possible. WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCING THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. YOU MAY NOT DECOMPILE, DISASSEMBLE, REVERSE ENGINEER OR OTHERWISE ATTEMPT TO DISCOVER ANY TRADE SECRET CONTAINED IN ANY SOFTWARE PROVIDED HEREUNDER. You acknowledge that the Software, and any accompanying documentation and/or technical information, is subject to applicable export control laws and regulations of the USA. You agree not to export or re-export the Software, directly or indirectly, to any countries that are subject to USA export restrictions. All software downloaded or otherwise obtained by the U.S. Government pursuant to solicitations issued on or after December 1, 1995 is provided with the commercial license rights and restrictions described elsewhere herein. All Software provided to the U.S. Government pursuant to solicitations issued prior to December 1, 1995 is provided with RESTRICTED RIGHTS as provided for in FAR, 48 CFR 52.227-14 (JUNE 1987) or DFAR, 48 CFR 252.227-7013 (OCT 1988), as applicable.

Limitations Of Liability And Disclaimers

The information, software, products, services and other material included in or available through the QualifiedChat Services Network may not be complete, and may include inaccuracies or errors, and may also be modified, discontinued or deleted from time to time without notice. Advice, information, products, services or other materials received via the QualifiedChat Services Network should not be relied upon for personal, medical, legal, business, financial or other decisions and is not intended to replace the advice of appropriate and qualified professionals. You acknowledge that You should consult an appropriate professional for specific advice tailored to Your situation.

Your access to and use of the QualifiedChat Services Network, and products and services of QualifiedChat Services, is at Your own risk. QualifiedChat makes no guarantees of any kind regarding the dependability, accuracy, security, timeliness or availability of the QualifiedChat Services Network, or such products or services. Without limiting the foregoing, NEITHER QUALIFIEDCHAT NOR ITS RESPECTIVE SUPPLIERS MAKE ANY REPRESENTATIONS OR WARRANTIES ABOUT THE CONDITION, SUITABILITY, RELIABILITY, AVAILABILITY, COMPLETENESS, SECURITY, TIMELINESS, OR ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND MATERIALS CONTAINED IN QUALIFIEDCHAT SERVICES FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND MATERIALS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. QUALIFIEDCHAT AND ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL REPRESENTATIONS, WARRANTIES AND CONDITIONS, EXPRESS OR IMPLIED, WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES OR MATERIALS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

IN NO EVENT SHALL QUALIFIEDCHAT OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION:

DAMAGES FOR LOSS OF USE, DATA, ACCOUNTS, REVENUES OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF QUALIFIEDCHAT SERVICES OR RELATED SERVICES, OR WITH THE DELAY OR INABILITY TO USE QUALIFIEDCHAT SERVICES OR RELATED SERVICES;

THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH QUALIFIEDCHAT SERVICES; OR OTHERWISE ARISING OUT OF THE USE OF QUALIFIEDCHAT SERVICES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF QUALIFIEDCHAT OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF QUALIFIEDCHAT SERVICES, OR WITH ANY OF THESE TERMS OF SERVICE OR THE ADDITIONAL TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE QUALIFIEDCHAT SERVICES NETWORK AND ITS RELATED SERVICES AND PRODUCTS.

Without limiting the foregoing, QualifiedChat is not responsible for any of Your data residing on QualifiedChat and QualifiedChat Services Network hardware or systems, including such hardware or systems provided to QualifiedChat by third parties. You are responsible for maintaining and backing-up Your data and information that may reside on the QualifiedChat or QualifiedChat Services hardware or systems, including such hardware or systems provided to QualifiedChat by third parties, whether or not such information is produced through the use of QualifiedChat Services, including any information regarding the operation or use of Your website, catalogs, lists, order records, and other information You are providing or using in connection with Your use of the QualifiedChat Services Network. It is Your responsibility to take the necessary steps to ensure Your primary means of business is maintained. QualifiedChat will not be liable for any damage, loss or disclosure of data, accounts, revenue or business arising out of or otherwise related to: (a) Your use of the QualifiedChat Services Network, its services or products; (b) Your customers' use of Your website hosted by or created through QualifiedChat Services and Your products and services; © use of the QualifiedChat Services Network by any other party to whom You have given access to Your company information for use of the QualifiedChat Services Network; (d) errors, bugs or other defects in the QualifiedChat Services Network; (e) lost company, customer or vendor information (e.g., billing information, credit card numbers, lost orders, etc.); (f) illegal or criminal activities, including but not limited to reliance on any information obtained on the QualifiedChat Services Web Hosting service; or (g) or that result from mistakes, omissions, interruptions, deletion of files or email, loss of or damage to data, errors, defects, viruses, delays in operation, or transmission, or any failure of performance, whether or not limited to acts of God, communications failure, theft, destruction or unauthorized access to QualifiedChat's records, programs or services. You are solely responsible for maintaining and backing-up any information regarding the operation or use of Your website, catalogs, lists, order records, and other information You are providing or using in connection with Your use of the QualifiedChat Services Network.

QualifiedChat is not liable for Your actions with Your customers or vendors, or the use of their information, or for any other actions arising from Your use, or the use of other parties to whom You have given access to Your QualifiedChat Services information, through the use of the QualifiedChat Services Network.

QualifiedChat is not involved in any transaction between You and Your buyer or seller or other third parties with whom you may have transactions through Your website or between You and any user of any products or services offered or provided by You or by a third party through the QualifiedChat Services Network. QualifiedChat is not responsible for screening, censoring or otherwise controlling Your website, or any listings or transactions offered or conducted via Your website. You are deemed to have a direct commercial relationship with each third party that purchases goods or services from or undertakes any other transaction with You via Your website or through QualifiedChat Services.

QualifiedChat is not acting as Your or any third party's agent in connection with the operation of QualifiedChat Services. You are solely responsible for: (a) processing customer orders or other transactions; (b) verifying the validity of incoming customer orders before finalizing the order; (c) informing customers of the status of such orders or transactions; (d) providing all customer support related to such orders or transactions (e.g., lost orders, billing disputes, payments, etc.); and, (e) determining, collecting and remitting to the appropriate authority all taxes (if any) arising from or related to such orders or transactions. Further, because QualifiedChat is not involved in any orders or other transactions between You and other users of QualifiedChat Services or other marketplace forums, QualifiedChat cannot and will not be involved in resolving any disputes relating to any completed or uncompleted transactions or the purchase or sale of listed goods or otherwise.

Unless otherwise expressly stated in these Terms of Service, Your payments for orders or transactions conducted via Your website or on any QualifiedChat Services service will be paid to You directly from Your designated acquiring bank, customers or other appropriate source ("payor"). QualifiedChat is not responsible for such payment, and will have no liability for any lost, disputed or fraudulent payment or tenders of payment, or other disputes arising between You and customers or payors. QualifiedChat makes no guarantee about the reliability or accuracy of these products or services, or the results obtained from using QualifiedChat Services.

Indemnity

You agree to defend, indemnify and hold QualifiedChat and its suppliers harmless from and against any and all claims, losses, liability costs and expenses (including but not limited to attorneys' fees) arising from Your violation of these Terms of Service (including, without limitation, violation of applicable Additional Terms), or any third-party's rights, (including, without limitation, infringement of any copyright, violation of any proprietary right and invasion of any privacy rights). These obligations will survive any termination of Your relationship with QualifiedChat or Your use of QualifiedChat Services.

Access Restriction; Account Security And Passwords

QualifiedChat reserves the right to deny in its sole discretion any user access to QualifiedChat Services or any portion thereof without notice.

You are responsible for safeguarding the confidentiality of Your account information (including password(s) and user name(s) issued to You) and for any use or misuse of Your account or the QualifiedChat Services Network resulting from any third party using a password or user name issued to You. You agree to notify QualifiedChat immediately of any known or suspected unauthorized access to or use of Your account, Your password, the password of any individual user to whom You have issued a login ID or any other breach of security or misuse of the QualifiedChat Services Network known to or suspected by You. You may change Your password at any time by following instructions on the QualifiedChat Services website.

You hereby authorize QualifiedChat to rely on any data, notice, instruction or request furnished by You to QualifiedChat, or that QualifiedChat reasonably believes to have been furnished by You. You are solely responsible for maintaining the confidentiality of Your account information and monitoring usage of Your account. QualifiedChat is not responsible for fraud of participants or of other users of your account.

Your Customer Data

QualifiedChat Services will not use Your customer data or Your customer contact list for any purposes other than those intended by the QualifiedChat Services Network. Your customer information will not be shared with any other parties, unless you are also subscribing to a QualifiedChat Services service where one of the features of such service is the sharing of customer information between the services. QualifiedChat Services will not use Your customer information for the purpose of sending unsolicited commercial email to such customers.

General

These Terms of Service and the Additional Terms are governed by the laws of the State of California, U.S.A. You hereby irrevocably consent to the exclusive jurisdiction and venue of courts in Alameda County, California, U.S.A. in all disputes arising out of or relating to the use of the QualifiedChat Services or the QualifiedChat Services Network. Use of the QualifiedChat Services Network is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms of Service, including without limitation this paragraph.

You agree that no joint venture, partnership, employment, or agency relationship exists between You and QualifiedChat as a result of these Terms or Service or use of QualifiedChat Services.

QualifiedChat's performance of this agreement is subject to existing laws and legal process, and nothing contained in these Terms of Service are in derogation of QualifiedChat's right to comply with governmental, court and law enforcement requests or requirements relating to Your use of the QualifiedChat Services Network or information provided to or gathered by QualifiedChat with respect to such use.

If any part of these Terms of Service or the Additional Terms is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms of Service and the Additional Terms shall continue in effect.

Unless otherwise specified herein, these Terms of Service, the Additional Terms and the Privacy Statement constitute the entire agreement between the user and QualifiedChat with respect to the QualifiedChat Services Network and they supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and QualifiedChat with respect to the QualifiedChat Services Network.

A printed version of these Terms of Service and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Service to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

The example companies, organizations, products, people and events depicted within QualifiedChat Services are fictitious. No association with any real company, organizations, product, person or event is intended or should be inferred.

QualifiedChat is not obligated to monitor the content on QualifiedChat Services. QualifiedChat reserves the right to disclose any information, content, or materials as necessary to satisfy any applicable law, regulation, legal process or government request or in accordance with QualifiedChat's Privacy Statement located at https://www.qualifiedchat.com/policy.html. QualifiedChat reserves the right to edit, refuse to post or to remove any information, content, or materials, in whole or in part, from the QualifiedChat Services websites, in QualifiedChat's sole discretion, without notice at any time.

Any rights not expressly granted herein are reserved by QualifiedChat, including all legal and equitable remedies available to QualifiedChat or violation of any of these Terms of Service.

Copyright and Trademark Notices

All contents of the QualifiedChat Services Network are: Copyright © QualifiedChat and/or its suppliers, c/o QualifiedChat, 5472 Black Ave., Suite 2000, Pleasanton, California, U.S.A. All rights reserved.

Trademarks

QualifiedChat Services is either a trademark or registered trademark of QualifiedChat. The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

Any rights not expressly granted herein are reserved by QualifiedChat.

Notices And Procedure For Making Claims Of Copyright Infringement

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to Service Provider's Designated Agent. To see QualifiedChat's Notice and Procedure for Making Claims of Copyright Infringement, contact QualifiedChat at [email protected].

Service Contract

If You need to contact QualifiedChat regarding the QualifiedChat Services Network, please send email via our Contact Us form.

Acceptable Use Policy

As a provider of website hosting and other internet-related services, QUALIFIEDCHAT offers its customers the means to acquire and disseminate a wealth of public, private, commercial, and non-commercial information. QUALIFIEDCHAT respects that the internet provides a forum for free and open discussion and dissemination of information, however, when there are competing interests at issue, QUALIFIEDCHAT reserves the right to take certain preventative or corrective actions. In order to protect these competing interests, QUALIFIEDCHAT has developed an Acceptable Use Policy ("AUP"), which supplements and explains certain terms of each customer's respective service agreement and is intended as a guide to the customer's rights and obligations when utilizing QUALIFIEDCHAT's services. This AUP will be revised from time to time. A customer's use of QUALIFIEDCHAT's services after changes to the AUP are posted on QUALIFIEDCHAT's website, www.qualifiedchat.com, will constitute the customer's acceptance of any new or additional terms of the AUP that result from those changes.

One important aspect of the internet is that no one party owns or controls it. This fact accounts for much of the internet's openness and value, but it also places a high premium on the judgment and responsibility of those who use the internet, both in the information they acquire and in the information they disseminate to others. When customers obtain information through the internet, they must keep in mind that QUALIFIEDCHAT cannot monitor, verify, warrant, or vouch for the accuracy and quality of the information that customers may acquire. For this reason, the customer must exercise his or her best judgment in relying on information obtained from the internet, and also should be aware that some material posted to the internet is sexually explicit or otherwise offensive. Because QUALIFIEDCHAT cannot monitor or censor the internet, and will not attempt to do so, QUALIFIEDCHAT cannot accept any responsibility for injury to its customers that results from inaccurate, unsuitable, offensive, or illegal internet communications.

When customers disseminate information through the internet, they also must keep in mind that QUALIFIEDCHAT does not review, edit, censor, or take responsibility for any information its customers may create. When users place information on the internet, they have the same liability as other authors for copyright infringement, defamation, and other harmful speech. Also, because the information they create is carried over QUALIFIEDCHAT's network and may reach a large number of people, including both customers and noncustomers of QUALIFIEDCHAT, customers' postings to the internet may affect other customers and may harm QUALIFIEDCHAT's goodwill, business reputation, and operations. For these reasons, customers violate QUALIFIEDCHAT policy and the service agreement when they, their customers, affiliates, or subsidiaries engage in the following prohibited activities:

• label_importantSpamming – Sending unsolicited bulk and/or commercial messages over the internet (known as "spamming"). It is not only harmful because of its negative impact on consumer attitudes toward QUALIFIEDCHAT, but also because it can overload QUALIFIEDCHAT's network and disrupt service to QUALIFIEDCHAT customers. Also, maintaining an open SMTP relay is prohibited. When a complaint is received, QUALIFIEDCHAT has the discretion to determine from all of the evidence whether the email recipients were from an "opt-in" email list.
• label_importantIntellectual Property Violations – Engaging in any activity that infringes or misappropriates the intellectual property rights of others, including copyrights, trademarks, service marks, trade secrets, software piracy, and patents held by individuals, corporations, or other entities. Also, engaging in activity that violates privacy, publicity, or other personal rights of others. QUALIFIEDCHAT is required by law to remove or block access to customer content upon receipt of a proper notice of copyright infringement. It is also QUALIFIEDCHAT's policy to terminate the privileges of customers who commit repeat violations of copyright laws.
• label_importantObscene Speech or Materials – Using QUALIFIEDCHAT's network to advertise, transmit, store, post, display, or otherwise make available child pornography or obscene speech or material. QUALIFIEDCHAT is required by law to notify law enforcement agencies when it becomes aware of the presence of child pornography on or being transmitted through QUALIFIEDCHAT's network.
• label_importantDefamatory or Abusive Language – Using QUALIFIEDCHAT's network as a means to transmit or post defamatory, harassing, abusive, or threatening language.
• label_importantForging of Headers – Forging or misrepresenting message headers, whether in whole or in part, to mask the originator of the message.
• label_importantIllegal or Unauthorized Access to Other Computers or Networks – Accessing illegally or without authorization computers, accounts, or networks belonging to another party, or attempting to penetrate security measures of another individual's system (often known as "hacking"). Also, any activity that might be used as a precursor to an attempted system penetration (i.e. port scan, stealth scan, or other information gathering activity).
• label_importantDistribution of Internet Viruses, Worms, Trojan Horses, or Other Destructive Activities – Distributing information regarding the creation of and sending internet viruses, worms, trojan horses, pinging, flooding, mailbombing, or denial of service attacks. Also, activities that disrupt the use of or interfere with the ability of others to effectively use the network or any connected network, system, service, or equipment.
• label_importantFacilitating a Violation of this AUP – Advertising, transmitting, or otherwise making available any software, program, product, or service that is designed to violate this AUP, which includes the facilitation of the means to spam, initiation of pinging, flooding, mailbombing, denial of service attacks, and piracy of software.
• label_importantExport Control Violations – Exporting encryption software over the internet or otherwise, to points outside the United States.
• label_importantOther Illegal Activities – Engaging in activities that are determined to be illegal, including advertising, transmitting, or otherwise making available ponzi schemes, pyramid schemes, fraudulently charging credit cards, and pirating software.
• label_importantOther Activities – Engaging in activities, whether lawful or unlawful, that QUALIFIEDCHAT determines to be harmful to its customers, operations, reputation, goodwill, or customer relations.

As we have pointed out, the responsibility for avoiding the harmful activities just described rests primarily with the customer. QUALIFIEDCHAT will not, as an ordinary practice, monitor the communications of its customers to ensure that they comply with QUALIFIEDCHAT policy or applicable law. When QUALIFIEDCHAT becomes aware of harmful activities, however, it may take any action to stop the harmful activity, including but not limited to, removing information, shutting down a website, implementing screening software designed to block offending transmissions, denying access to the internet, or take any other action it deems appropriate.

QUALIFIEDCHAT also is concerned with the privacy of on-line communications and websites. In general, the internet is neither more nor less secure than other means of communication, including mail, facsimile, and voice telephone service, all of which can be intercepted and otherwise compromised. As a matter of prudence, however, QUALIFIEDCHAT urges its customers to assume that all of their on-line communications are insecure. QUALIFIEDCHAT cannot take any responsibility for the security of information transmitted over QUALIFIEDCHAT's facilities.

QUALIFIEDCHAT will not intentionally monitor private electronic mail messages sent or received by its customers unless required to do so by law, governmental authority, or when public safety is at stake. QUALIFIEDCHAT may, however, monitor its service electronically to determine that its facilities are operating satisfactorily. Also, QUALIFIEDCHAT may disclose information, including but not limited to, information concerning a customer, a transmission made using our network, or a website, in order to comply with a court order, subpoena, summons, discovery request, warrant, statute, regulation, or governmental request. QUALIFIEDCHAT assumes no obligation to inform the customer that customer information has been provided and in some cases may be prohibited by law from giving such notice. Finally, QUALIFIEDCHAT may disclose customer information or information transmitted over its network where necessary to protect QUALIFIEDCHAT and others from harm, or where such disclosure is necessary to the proper operation of the system.

Privacy Policy

Our Customer's Privacy Is Important To Us.

Because we may gather certain types of information about our customers, we want our customers to understand the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather, how we use it, and how to correct or change it. QUALIFIEDCHAT's policies and procedures for handling customer information have been created with the understanding that internet technologies are still evolving and that internet business methods are continuing to evolve to meet the needs and opportunities of the changing technologies. As a result, QUALIFIEDCHAT's policies and procedures are subject to change.

In the course of serving its customers, QUALIFIEDCHAT acquires, stores and transmits customer communications and information that customers may regard as private or sensitive. Some of this information - such as the customer's name, address, telephone number, and credit card data - is provided to QUALIFIEDCHAT by its customers in order to establish service. Other information - such as the customer's account status, choice of services, and customer logs - is created and maintained by QUALIFIEDCHAT in the normal course of providing service. QUALIFIEDCHAT also uses cookies, which are small pieces of information that a website can store in a designated file on a user's computer for various reasons. In addition, QUALIFIEDCHAT may store customers' electronic mail and other communications as a necessary incident to the transmission and delivery of those communications.

Data Security

QUALIFIEDCHAT will protect the confidentiality of its customers' information, account information and personal communications to the fullest extent possible and consistent with the law and the legitimate interests of QUALIFIEDCHAT, its employees and other customers of QUALIFIEDCHAT's services. To protect the loss, misuse, and alteration of information that is collected from customers, QUALIFIEDCHAT has appropriate physical, electronic, and managerial procedures in place.

How is customer information used?

QUALIFIEDCHAT may use customer information to provide its customers with system information or information about new or upgraded products.

Opt Out & Modifications

Customers may opt out of receiving notices of new or upgraded products from QUALIFIEDCHAT by following the instructions contained at the end of the notice. However, customers may not opt out of receiving information from QUALIFIEDCHAT which is essential for maintaining or updating customers' accounts or system information.

If offered, customers may access and modify their personal information via their online personal control panel/account information page. Customers may access and modify their personal information by contacting the appropriate QUALIFIEDCHAT department.

Domain name customers who have registered a domain name with QUALIFIEDCHAT and wish to change the Technical Contact from QUALIFIEDCHAT to another company, may send a request to [email protected]. It is important to note that customer domain name registration information is made publicly available in the registry of domain names.

Disclosure Of Customer Information And Communications

QUALIFIEDCHAT will not otherwise disclose its customers' personal and account information unless QUALIFIEDCHAT has reason to believe that disclosing such information is necessary to identify, make contact with, or bring legal action against someone who may be causing harm or interfering with the rights or property of QUALIFIEDCHAT, QUALIFIEDCHAT's customers, or others, or where QUALIFIEDCHAT has a good faith belief that the law requires such disclosure.

QUALIFIEDCHAT also will not, except for reasons stated below, disclose to third parties the contents of any electronic mail or other electronic communications that QUALIFIEDCHAT stores or transmits for its customers. The circumstances under which QUALIFIEDCHAT will disclose such electronic customer communications are when:

• label_importantit is necessary in order to provide service to the customer;
• label_importantit is necessary to protect the legitimate interests of QUALIFIEDCHAT and its customers;
• label_importantit is required to cooperate with interception orders, warrants, or other legal process that QUALIFIEDCHAT determines in its sole discretion to be valid and enforceable; and
• label_importantit is necessary to provide to a law enforcement agency when the contents are inadvertently obtained by QUALIFIEDCHAT and appear to pertain to the commission of a crime.

QUALIFIEDCHAT disclaims any intention to censor, edit or engage in ongoing review or surveillance of communications stored on or transmitted through its facilities by customers or others. QUALIFIEDCHAT will, however, review, delete or block access to communications that may harm QUALIFIEDCHAT, its customers or third parties. The grounds on which QUALIFIEDCHAT may take such action include, but are not limited to, actual or potential violations of QUALIFIEDCHAT's Acceptable Use Policy.

Legal Disclaimer

Introduction

QualifiedChat ("QUALIFIEDCHAT") makes available information, materials, and services on this website, subject to the following terms and conditions. By accessing this site, you agree to the terms and conditions as outlined in this legal notice. QUALIFIEDCHAT reserves the right to change these terms and conditions from time to time at its sole discretion.

Copyright; Limited License

The information on this website is protected by copyright:

Copyright © QualifiedChat. All rights reserved. Except as specifically permitted herein, no portion of the information on this website may be reproduced in any form or by any means without the prior written permission from QUALIFIEDCHAT.

Use Of Website Information

Except as otherwise indicated elsewhere on this site, you may view, copy, print, and distribute documents available on this website subject to the following conditions:

• label_importantThe document may be used solely for personal, informational, non-commercial purposes;
• label_importantThe document may not be modified or altered in any way;
• label_importantAny copy of the document or portion thereof must include the copyright notice above and this permission notice; and
• label_importantQUALIFIEDCHAT reserves the right to revoke such authorization at any time, and any such use shall be discontinued immediately upon written notice from QUALIFIEDCHAT.

Documents specified above do not include the design or layout of this website. Elements of this website are protected by trade dress and other laws and may not be copied or imitated in whole or in part.

Warranties And Disclaimers

EXCEPT AS EXPRESSLY PROVIDED OTHERWISE IN AN AGREEMENT BETWEEN YOU AND QUALIFIEDCHAT, ALL INFORMATION AND SERVICES ON THIS WEBSITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. QUALIFIEDCHAT ASSUMES NO RESPONSIBILITY FOR ERRORS OR OMISSIONS IN THE INFORMATION OR SOFTWARE OR OTHER DOCUMENTS WHICH ARE REFERENCED BY OR LINKED TO THIS WEBSITE.

REFERENCES TO CORPORATIONS, THEIR SERVICES AND PRODUCTS, ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. IN NO EVENT SHALL QUALIFIEDCHAT BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF DAMAGE, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THIS INFORMATION.

THIS WEBSITE COULD INCLUDE TECHNICAL OR OTHER INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN; THESE CHANGES WILL BE INCORPORATED IN NEW EDITIONS OF THIS WEBSITE. QUALIFIEDCHAT MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED IN THIS WEBSITE AT ANY TIME.

This website can be accessed from other countries around the world and may contain references to QUALIFIEDCHAT products, services, and programs that have not been announced in your country. These references do not imply that QUALIFIEDCHAT intends to announce such products, services or programs in your country.

Forward-Looking Statements Disclaimer

This website may now, or hereafter from time to time, contain certain statements or information with respect to (i) the projection of revenues, income, earnings per share, capital expenditures, dividends, capital structure, or other financial items; (ii) the plans, objectives and/or projections of QUALIFIEDCHAT for future operations, including those relating to the products or services of QUALIFIEDCHAT; (iii) future economic performance; (iv) assumptions underlying or relating to any of the forgoing statements or information; and (v) any other projections, estimates or forward-looking statements. All such statements and information are forward-looking statements within the meanings of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Such forward-looking statements are based upon, or will be based upon, QUALIFIEDCHAT's judgment with respect to future events and are subject to a number of uncertainties and risks that could cause actual results or circumstances to differ materially from those expressed in the forward-looking statements. QUALIFIEDCHAT wishes to caution you that such forward-looking statements are only predictions and that actual events or results may differ materially.

Feedback; Confidential Information; Privacy

Please note that, with the exception of credit card numbers, QUALIFIEDCHAT does not want to receive confidential or proprietary information from you through our website. Any non-personal information or material sent to QUALIFIEDCHAT will be deemed NOT to be confidential. By sending QUALIFIEDCHAT any non-personal information or material, you grant QUALIFIEDCHAT an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you also agree that QUALIFIEDCHAT is free to use any ideas, concepts, know-how or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless: (a) you grant us permission to do so; (b) we first notify you that the materials or other information you submit to a particular part of a site will be published or otherwise used with your name on it; or (c) we are required to do so by law.

Links To Third-Party Websites

The QUALIFIEDCHAT website contains links to third-party websites, which are not under the control of QUALIFIEDCHAT. QUALIFIEDCHAT makes no representations whatsoever about any other website to which you may have access through the QUALIFIEDCHAT website. When you access a non-QUALIFIEDCHAT website, you do so at your own risk and QUALIFIEDCHAT is not responsible for the accuracy or reliability of any information, data, opinions, advice, or statements made on these sites. QUALIFIEDCHAT provides these links merely as a convenience and the inclusion of such links does not imply that QUALIFIEDCHAT endorses or accepts any responsibility for the content or uses of such websites.

Governing Law And Jurisdiction

This website (excluding linked sites) is controlled by QUALIFIEDCHAT from its offices within the state of California, United States of America. By accessing this website, you and QUALIFIEDCHAT agree that all matters relating to your access to, or use of, this website shall be governed by the statutes and laws of the state of California, without regard to the conflicts of laws principles thereof.

Trademark Information

The trademarks, logos and service marks ("Marks") displayed on this website are the property of QUALIFIEDCHAT or other third parties. You are not permitted to use the Marks without the prior written consent of QUALIFIEDCHAT or such third party which may own the Marks. "QUALIFIEDCHAT" is a suggested trademark of QualifiedChat.